Trinity Underwriting Managers (TUMI)

The Tow Program is designed for professional towing operations that also engage in approved ancillary operations such as auto repair, body shop, salvage yards, storage, gas sales and more.  Our program is among the broadest and most flexible product on the market and our underwriting is very responsive.

The Auto Hauler Program is designed for automobile haulers engaged in the transport of new or used automobiles for auctions, auto leasing concerns and auto dealerships.  The primary target of the program is the owner/operator and small fleets of vehicles designed to move multiple automobiles and trucks.

The Garage and Dealer Program covers used auto dealers and garage operators. Virtually all needed lines of coverage are available. This program offers very broad coverage for most business that offer garage services and car dealers.

The mobile repair and road side service industry is generally comprised of two classes of operations. These are non-emergency maintenance and the repair of disabled vehicles in a roadside response situation. In both of these types of operations, the work is always performed off-site. Both the roadside and non-roadside service operations comprise the bulk of this very specialized industry within the broader automotive industry. We offer products to the entire class of mobile repair and roadside service operations. Packages include the primary operations and the ancillary exposures engaged in by the various participants of this industry. The typical vehicle types in this program will be medium and light duty trucks operating in a local radius from the garage. The exposure of this program and thus our focus will be on the general liability coverage which will be our lead coverage for this class. Each risk will be thoroughly underwritten and exposure bases clearly and accurately rated according to our ISO rules.

The Cargo/Physical Damage Program is designed for all types of trucking companies needing a cargo and physical damage policy. Many coverage and deductible options are available. This program is designed for fleets of 50 or smaller.  We offer non trucking liability up to a $1,000,000 CSL limit.  

The Repossession Program is designed to cover the operations of professional repossession contractors.  TUMI seeks accounts with contracts with banks, credit unions and other reputable lending institutions.  TUMI is a market leader in this class and uses an A rated admitted insurance company for this program.

Trinity Underwriting Managers' Intermodal Program (TRIP) is designed for trucking professionals engaged in intermodal modes of transportation. From owner operators to 1,000 truck national accounts, Trinity understands the local and intermediate nature of intermodal operations. TRIP's unique and proprietary rating methodology can deliver the most competitive value program available.