Cargo/Physical Damage & Non-Trucking Liability Program

The Cargo/Physical Damage is designed for all types of trucking companies needing a cargo and physical damage policy. Many coverage and deductible options are available. This program is designed for fleets of 50 or smaller.  We offer non trucking liability up to a $1,000,000 CSL limit.  

 
Key Points of Our Cargo/Physical Damage Program
  1. Bobtail, cargo and physical damage
  2. "A" Rated Carrier
  3. High limits available
  4. Most effective on 1 to 25 units, but can write up to 50
  5. Credit available for loss free accounts
  6. Non trucking liability market available

 
Coverages and Limits
  • ACV  (Cost new rating), Stated Amount Valuations Available
  • Extended loading and unloading available in our "Broad Form" cargo - up to 5 miles
  • Debris removal included
  • Earned freight coverage included
  • Towing included
 
Non-Trucking Auto Liability - $100,000 to $1,000,000 CSL
Physical Damage - comprehensive and collision - ACV, stated amount
Auto Medical Payments - $1,000 to $5,000
Uninsured/Underinsured Motorist (non-stacked) - Basic limits or as required by law
Personal Injury Protection - Basic limits or as required by law
General Liability - $100,000 to $1,000,000 CSL
Motor Truck Cargo - Maximum limit per auto $500,000

 
Deductibles
Auto Liability - No deductible 
General Liability - No deductible 
Physical Damage - ACV, stated amount valuations available
Motor Truck Cargo - $1,000 to $2,500

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